You did it! You reached 1,000 subscribers and 4,000 watch hours. You were accepted into the YouTube Partner Program. You can see the estimated revenue in your YouTube Analytics. But how does that money get from YouTube into your bank account? Getting your first YouTube paycheck can be a confusing process.
Many new creators wonder about payment thresholds, timelines, and how the whole system works. This guide will explain the entire payment process in simple, step-by-step detail. We'll cover everything you need to know from earning your first dollar to seeing it in your bank.

Step 1: Link and Set Up Your AdSense Account
YouTube doesn't pay you directly. All payments are handled through another Google product called AdSense. When you are accepted into the YouTube Partner Program, you will be prompted to create or link an AdSense account. This is a mandatory step.
Step 2: Verify Your Identity and Address
Before Google can send you any money, they need to verify who you are and where you live.
A. Identity Verification
Once your earnings in AdSense reach a small threshold (around $10 USD), Google will ask you to verify your identity by uploading a photo of a government-issued ID.
B. Address Verification (The PIN)
After your identity is verified, Google will mail a letter to your address. This letter contains a 6-digit PIN. Once you receive the letter, you must enter this PIN into your AdSense account to verify your address. Only then can you receive payments.
Advertisement
Step 3: Reach the Payment Threshold
You only get paid after your finalized AdSense earnings reach the payment threshold.
The payment threshold is $100 USD (or its equivalent in your local currency).
If you earn $60 in one month, that money will stay in your AdSense account. If you earn $50 the next month, your total will be $110. Now you have crossed the threshold and will get paid.

Step 4: Add Your Payment Method
Once your address is verified and you have reached the threshold, you need to add your bank account details to your AdSense account. You will need your account number and the bank's SWIFT-BIC code for international wire transfers.
The YouTube Payment Cycle Explained
So, when does the money actually arrive? YouTube follows a strict monthly payment cycle.
- Earnings are Finalized: Your earnings for one month (e.g., July) are finalized and added to your AdSense account between the 7th and 12th of the *next* month (August).
- Payment is Issued: If your balance is over the $100 threshold, Google will issue your payment between the 21st and 26th of that month (August).
- Money Arrives: After the payment is issued, it can take a few business days for the wire transfer to arrive in your bank account.
So, you receive your earnings for July at the end of August. This is the standard timeline for your first YouTube paycheck and all future ones.
Frequently Asked Questions (FAQs)
1. What if my PIN letter never arrives?
The PIN letter can take 2-4 weeks to arrive. If it doesn't arrive after 4 weeks, you can request a new one from your AdSense account. You can request a new PIN up to 3 times.
2. Do I have to pay taxes on my YouTube earnings?
Yes. Your YouTube earnings are considered taxable income. You are responsible for paying your own income tax. We recommend reading our tax guide for Indian creators and consulting with a professional CA.
3. What happens if I don't reach $100 in a month?
Your earnings will simply roll over to the next month. They will continue to accumulate in your AdSense account until you cross the $100 threshold. Your money is safe and will not expire.
4. Can I get paid through other methods like PayPal?
For most countries, including India, AdSense primarily uses bank wire transfers for YouTube payments. PayPal is generally not an option for AdSense payouts anymore.